1. General risks
ONEO is a technology platform. Licensed services are delivered by partners. Availability can change with regulation, partner coverage or maintenance windows.
2. FX & transfers
Exchange rates move continuously. Cross-border transfers can be delayed by intermediary banks, holidays or local controls. Received amounts may differ from estimates shown earlier.
3. Investments
If ONEO Invest or similar products are available to you, capital is at risk. Past performance is not a guide to future results. Read product documents before investing.
4. Digital assets
Crypto and related products are highly volatile and may not be suitable for everyone. You can lose money quickly. Availability is restricted by country and partner licences.
5. Technology & security
Despite bank-grade controls, internet services can experience outages or cyber incidents. Protect your device, enable biometrics and freeze cards immediately if lost.
This marketing-site summary does not replace the binding agreement shown in the ONEO app. Where there is a conflict, the in-app legal text and partner terms apply. Licensed financial services are provided by regulated partners; ONEO is a technology platform registered at Switzerland HQ.