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ONEO Kids & Teens

Your ticket to independence

The dedicated ONEO experience and spending card for everyone aged 6–17 — with parents always in the loop. Terms apply.

Cards

Cards to call your own

Physical or virtual — every ONEO Kids card carries our logo. Customise designs, tap in store, and pay online with Apple Pay or Google Wallet when age allows.

Order a ONEO Kids Mastercard they can hold, personalise, and take travelling — with freeze and merchant controls still on your phone.

Get started

Customisation and delivery fees may apply. Minimum age applies.

ONEO Kids physical cards

Create a virtual ONEO Kids card in seconds for subscriptions and online shops — then add it to Apple or Google Wallet when they’re old enough.

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ONEO Kids virtual card on phone

Payments

Send money to family & friends

Send money to family

Move money between parent and kid, or kid-to-kid (age rules apply) inside ONEO — free and near-instant when both use ONEO Kids.

Peer payments on Kids may require teens 13+. Terms apply.

Payment links

Share a payment link for birthday money or group gifts — get paid by relatives who don’t have ONEO yet.

Allowance on autopilot

Set weekly or monthly allowance on autopilot from your ONEO Personal balance — no cash envelopes required.

Set an allowance

Savings

Interest that teaches growth

Money doesn’t grow on trees — but it can grow in a ONEO Kids savings pot. Interest can be paid into their balance so the total keeps climbing.

Rate depends on the parent’s ONEO plan. Variable rates and tax rules apply.

Start saving

ONEO Kids Instant Access Savings Terms apply.

Kids savings interest

Perks

Partner perks in one account

Teens 13+ can unlock a curated partner bundle inside ONEO Kids — learning, creativity, and lifestyle offers at no extra cost when available in your market.

Offers vary by country. ONEO Kids & Teens Terms apply. Only available to teens aged 13+.

Ride discounts

Partner ride offers for eligible teens when paying with ONEO Kids.

Creative tools

Design templates, stickers, and AI editing extras from creative partners.

Chess & puzzles

Premium lessons and deep game analysis for practice that sticks.

Sleep & wellness

Sleep tracking and smart sleep aids from wellness partners.

Book ideas

Key ideas from bestsellers — ready in minutes between classes.

Study bites

Interactive micro-lessons across subjects, anytime.

Personalise

Make ONEO feel like theirs

Avatar styles, themes, and card designs so the app feels personal — while security stays parent-supervised.

Personalise in-app

Kids personalisation

For every age

Built for independence

From first pocket money to teen part-time wages — ONEO Kids grows with them, with parents always able to step in.

Ages 6-15

Ages 6–15

First card, allowance pots, and parent approvals — habits without cash chaos.

Explore →

Ages 16-17

Ages 16–17

More freedom, wallets, peer payments where allowed — still supervised.

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Parents

Parents & guardians

Allowances, freeze, merchant filters, and a clear spend feed in one app.

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Safety

Controls you can trust

Merchant blocks, daily caps, approve-on-demand, and freeze in seconds. Fraud models tuned for youth spend — so independence never means flying blind.

Safety & security

Kids safety controls

App

One app parents already use

Download ONEO, add Kids & Teens under your profile, and manage cards, allowances, and approvals alongside your own money.

4.8User satisfaction
#3Finance app downloads*
24/7In-app support

*Illustrative marketing metric. Availability and ratings vary by store and region.

Download ONEO

Get started

How to get ONEO Kids

All it takes is 3 simple steps.

01

Download

Download ONEO and open Kids & Teens in minutes. Under 13? Parents create the account from their ONEO app.

02

Get approved

Your parent gets a notification to approve from their ONEO Personal app. No parent account yet? They create one first.

03

And go

Order their ONEO Kids card, personalise it, create a virtual card, and add it to Apple or Google Wallet when age allows.

Get started

ONEO · Your global finance, one app

Parents start here

Open ONEO Personal, then add Kids & Teens under your profile